Dental Insurance – Rockville, MD

Understanding How Dental Insurance Works

Typically, dental insurance plans divide up various procedures and place them into categories, with each receiving a certain level of coverage. The most common are preventive, basic restorative, advanced restorative, and cosmetic. Preventive treatments typically receive the most coverage, because they not only stop many dental issues, but also allow a dentist to take care of minor problems before they turn into major ones. For both your health and your wallet, it’s best to use your insurance to mostly pay for preventive care.

What Your Dental Insurance Plan Covers

Here is how the different categories work for most dental insurance plans:

• Preventive treatments are covered 100% (check-ups, cleanings, X-rays)
• Basic restorative treatments are covered 80% (fillings, bonding)
• Advanced restorative treatments are covered 50% (crowns, bridges, extractions)

Cosmetic procedures such as veneers and whitening are usually not covered because they are considered to be elective. To help make these treatments easily affordable, we offer flexible financing through CareCredit in our dental office.

We Offer In-Network Savings & Welcome Out-of-Network Providers

Rockville Family Dentistry is in-network with many of the most common providers of dental insurance. That means you can count on us to not only take your plan, but give you the highest level of savings possible. Plus, we’re able to work with many out-of-network policies as well, so even if you don’t see your provider on the list below, we’ll still likely take your plan! To see how much you’ll be covered, all you need to do is give us a call.

We proudly accept the following dental insurance plans:

• Aetna
• Ameritas
• Blue Cross Blue Shield
• Cigna
• Delta Dental
• DenteMax
• Humana
• Mutual of Omaha
• Principal Financial Group
• Guardian
• United Concordia
• UnitedHealthcare